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Graduating Students

Exit counseling

Federal regulations require that students who are graduating, withdrawn, inactive, or are no longer enrolled at least halftime must complete loan exit counseling for any Federal Direct, Perkins, Nursing or University loans received at the University of Rochester. Please review FAOnline to determine the types of loans you have borrowed throughout your attendance at the University of Rochester. To review previous award year information, simply change the Award Year at the top of your account and review the Award tabs found in each year you’ve been enrolled at Rochester.

Exit counseling for Direct Loans

  1. Visit the Direct Loans website.
  2. Sign in with your FSA ID and submit your completed session. If you have lost your FSA ID, you may request one.
  3. Your session will take about 30 minutes.

Exit counseling for Perkins, Nursing, or University loans

  1. Visit our loans website. Click “University and Alternative Loan Requirements” and “University Loan Exit Counseling.”
  2. Click “Begin University Loan Exit Counseling.”
  3. Click “Exit Interview.”
  4. Follow the instructions carefully. If you have received a combination of Perkins, Nursing, and University loans, you only need to complete this exit counseling once to fulfill all requirements.
  5. Your session will take about 30 minutes.

Salt® and loan repayment

You borrowed money to pay for school, and now you’re in debt. Don’t worry–there are plenty of ways to face it head on. Debt can seem overwhelming but it doesn’t have to be. Check out the “Student Loan Repayment” module on Salt. This lesson will help you fully understand your options so repayment will feel more manageable. You’ll learn about your rights and responsibilities as a borrower, your repayment options, how your payments relate to your spending plan, solutions to repayment challenges, and how to develop successful repayment habits.

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